This program provides grants, direct loans, and loan guarantees to public bodies, nonprofit organizations, and tribal entities to develop essential community infrastructure in rural areas with populations under 20,000. Funding supports projects that enhance public services, including healthcare, education, public safety, and transportation. Applicants must demonstrate financial need and show how the project will benefit the community. The program aims to ensure that rural areas have the necessary infrastructure to improve residents’ quality of life and attract economic development.